Claims we assess
We review claims from clients across the Philippines, including OFWs whose affairs are managed from abroad.
- Accountants and tax agents: incorrect filings, BIR assessments, penalties and negligent structuring advice
- Lawyers: missed prescriptive periods, defective documents, conveyancing and titling errors
- Brokers and financial advisers: unsuitable products, undisclosed commissions, unlicensed introducers
- Real estate professionals: misrepresented developments, title defects and failed pre-selling purchases
- Appraisers and valuers: overvaluations relied on for a purchase or a loan
- Corporate service providers: registration, compliance and shareholding errors that cost you money
What a claim has to show
Three things, in order. First, the duty — what the professional was engaged to do and the standard expected of them. Second, the breach — the specific point at which they fell below it. Third, causation and loss — that the failure, rather than market movement or your own decisions, produced a quantifiable financial loss.
Most claims are won or lost on the second and third points, which is why we start by reconstructing the engagement in detail before advising you on prospects.
How we work
We review your documents, take a clear account of what happened, and identify whether the professional, their firm or their insurer is a realistic target for recovery. Where a professional body or regulator is also relevant, we tell you where a complaint should be directed.
You get a straight answer on prospects. If a claim is not viable, we say so at the assessment stage rather than running up costs.
Signs something may have gone wrong
- A deadline or filing was missed and a penalty followed
- Advice was given without any warning about an obvious risk
- Documents were signed that did not say what you were told they said
- A second professional has told you the original work was defective
- Your adviser has become evasive, or has stopped responding entirely